SCORIA is a state of the art, built-in tenant solvency screening and fraud prevention solution that can be integrated seamlessly into existing real estate platforms in hours. The company specialises in financial health assessments and fraud prevention, helping partners such as real estate platforms, telecom operators, financial institutions and other players reliably assess customers’ and tenants’ solvency, reduce fraud, and minimise false declines. SCORIA leverages open banking data, digital footprint checking and advanced analytics to deliver a precise, data-driven view of a tenant’s financial health in just a few seconds— empowering real estate platforms to offer landlords faster, safer, and more confident rental decisions without leaving their own website. SCORIA is the product of CYGNUS AISP UAB, a Lithuanian fintech, an Account Information Service Provider (AISP) under the EU’s PSD2 directive.